Is this a music site or a personal finance blog?

This site functions as both. If you enjoy our music but are not interested in personal finance for artists, simply don't look at the blog. If you enjoy our take on FI but don't like our music, don't look at the rest of the tabs. Problem solved!

What does it mean to be semi-anonymous bloggers?

We don't use our last names (but you will see pictures without emojis over our faces). Since we enjoy our local community and our diverse group of friends, we understand they don't have the same narrow interests as us. Therefore, we only use social media accounts to connect with others who share our passions. If by chance people we know in person find us cruising around the internet world, we don't think we've said anything too offensive. Also, we currently mention our music to the FI community but not the FI community to the music scene.

If you both like your careers, why worry about financial independence?

Anything can happen. We both find our world of work unstable. In addition, we love our small town and never want to move for career reasons. People have been laid off we never expected to be laid off. Michelle has worked at a public school that completely closed down due to low enrollment!  In essence, why not be prepared?

Who writes the songs?

Michelle writes the melodies, words, and guitar parts. She usually talks her way through this process as Adam serves as an editor, producer, backup researcher, and general sounding board.  There are so many fascinating true stories in the world.  They work together to dig for them.  Adam adds bass and voila!

Why do you have a focus on history?  Is Michelle a history teacher?

Michelle doesn't teach history (although she highly considered it). She teaches specialized reading.

She writes songs from the perspective of historical characters because it is fun, insightful, and interesting.  It causes her to research information that results in random facts (Michelle's favorite), and it gives her a story to offer others instead of talking about what is in her head.  Talking about what was in her head in front of crowds got uncomfortable and boring after five albums.  Now it's her mission to try to see the world from a different perspective while providing an educational opportunity for herself and her listeners.

I remember hearing about a musician named Michelle Lynn.  Where did she go?

All we can say is don't Google that name online.

I remember hearing about a band named Rearview Mirror.  Where did they go?

Adam doesn't like singing the thoughts of his teenage years, so that's part of it.  They grew up and changed a lot.

What is Bibliotherapy?

Bibliotherapy takes place whenever books are used to assist someone's psychological development. It is probably a haphazard process you do already if you like to read a lot. It can be done better, however, by narrowing in on a specific four stage process involving identification, insight, catharsis, and universal insights - all aided by follow up activities throughout and after reading a carefully chosen text.  Michelle enjoys this process so much she studied it for her Master's thesis and now writes songs using it.

It seems like you have a hodgepodge of interests.  What is your niche?

We are biblio-singing-hammer-swinging-dog-walking-fools who like tracking our coin. Do you have something in common with that? Awesome! That is our niche.